Comments on: Would You Trade 4 Hours for One Million Dollars? http://www.savvymusician.com/blog/2009/11/would-you-trade-4-hours-for-one-million-dollars/ Thu, 09 Sep 2010 20:22:57 -0400 http://wordpress.org/?v=2.8.4 hourly 1 By: Elinor Williams http://www.savvymusician.com/blog/2009/11/would-you-trade-4-hours-for-one-million-dollars/comment-page-1/#comment-4185 Elinor Williams Fri, 14 May 2010 21:10:31 +0000 http://www.savvymusician.com/blog/?p=733#comment-4185 It's about time someone exposed the big banks and Wall Street for the manipulating fraudsters that they are. An insider's club report showed last week why Wall Street never fights fair (and neither we should). <a href="http://bit.ly/cUBSHN" rel="nofollow">Big banks exposed</A> -- May be useful to know why we never get out from under our banker's thumb..It is sure the big banks dont want us to see this. It’s about time someone exposed the big banks and Wall Street for the manipulating fraudsters that they are. An insider’s club report showed last week why Wall Street never fights fair (and neither we should).

Big banks exposed — May be useful to know why we never get out from under our banker’s thumb..It is sure the big banks dont want us to see this.

]]> By: Dale Janus http://www.savvymusician.com/blog/2009/11/would-you-trade-4-hours-for-one-million-dollars/comment-page-1/#comment-2647 Dale Janus Tue, 06 Apr 2010 13:54:45 +0000 http://www.savvymusician.com/blog/?p=733#comment-2647 Mollie Rae, If you ever come back to this thread and read this, by now you have probably figured out by now what needed to be done to finish the business of your songs. You need to find a book on music publishing. There are tons of such books out there. The key is who owns the song, you or the publisher. If you are creating a work for hire, you don't own it and the commission is the only money you will ever see for the songs. "Work for hire" are the magic words you want to avoid at all costs. If you are writing for an established publisher, they will have a contract. Have an attorney review it. As far as transcribing, it might not be necessary. All you need to do is round up a bunch of musician friends, teach them the songs (they can make their own charts), then hire a competent recording studio and knock the songs out in a few hours by basically playing live in the studio. Collect your band's charts at the end of the session in case you need them again. Mollie Rae,
If you ever come back to this thread and read this, by now you have probably figured out by now what needed to be done to finish the business of your songs. You need to find a book on music publishing. There are tons of such books out there. The key is who owns the song, you or the publisher. If you are creating a work for hire, you don’t own it and the commission is the only money you will ever see for the songs. “Work for hire” are the magic words you want to avoid at all costs. If you are writing for an established publisher, they will have a contract. Have an attorney review it. As far as transcribing, it might not be necessary. All you need to do is round up a bunch of musician friends, teach them the songs (they can make their own charts), then hire a competent recording studio and knock the songs out in a few hours by basically playing live in the studio. Collect your band’s charts at the end of the session in case you need them again.

]]> By: Bonnie Myers http://www.savvymusician.com/blog/2009/11/would-you-trade-4-hours-for-one-million-dollars/comment-page-1/#comment-1448 Bonnie Myers Tue, 23 Feb 2010 20:07:12 +0000 http://www.savvymusician.com/blog/?p=733#comment-1448 Folks; everything David Cutler says about money is true! You need to listen to him and quit nit-picking! Okay, so it's more than a 4 hour investment. This is your future! I would also suggest learning how to use the stockmarket through a company such as "Sharebuilder". They have an entire section of their website devoted to teaching people about buying stocks. Furthermore, the "Dummies" series of books on finances are also excellent. Remember, it is up to you to take care of your financial health! Folks; everything David Cutler says about money is true! You need to listen to him and quit nit-picking! Okay, so it’s more than a 4 hour investment. This is your future! I would also suggest learning how to use the stockmarket through a company such as “Sharebuilder”. They have an entire section of their website devoted to teaching people about buying stocks. Furthermore, the “Dummies” series of books on finances are also excellent. Remember, it is up to you to take care of your financial health!

]]> By: Roflcopter99 http://www.savvymusician.com/blog/2009/11/would-you-trade-4-hours-for-one-million-dollars/comment-page-1/#comment-842 Roflcopter99 Fri, 22 Jan 2010 07:05:58 +0000 http://www.savvymusician.com/blog/?p=733#comment-842 Molly Rae: "Also, is there a feasible way to be a contractor and hire other musicians to transcribe your music and help you to record without charging your client an unfeasible amount, as well as keep you from paying too out of pocket?" Are you seriously asking someone to do your work for you, work that you were commissioned/hired to do? David Cutler: "(PS – Not sure online surveys will earn you a million bucks, but it certainly can provide a form of limited income and provide a break from practicing.)" First of all, you are too pushy when it comes to others' financial situations. I can understand your suggestions, but I respect the orchestral student's willpower and discipline to make sacrifices and concentrate on what he wants (this is why he doesn't break from practicing I assume). Secondly, we live in a meaningless world, yet we are meaning-seeking creatures. It is our individual opportunity to make our lives as we will. The orchestral student wants to perform, so he needs to put the effort in. It seems that you want to teach, inspire and force your financial strategies on others. Molly Rae:

“Also, is there a feasible way to be a contractor and hire other musicians to transcribe your music and help you to record without charging your client an unfeasible amount, as well as keep you from paying too out of pocket?”

Are you seriously asking someone to do your work for you, work that you were commissioned/hired to do?

David Cutler:

“(PS – Not sure online surveys will earn you a million bucks, but it certainly can provide a form of limited income and provide a break from practicing.)”

First of all, you are too pushy when it comes to others’ financial situations. I can understand your suggestions, but I respect the orchestral student’s willpower and discipline to make sacrifices and concentrate on what he wants (this is why he doesn’t break from practicing I assume).

Secondly, we live in a meaningless world, yet we are meaning-seeking creatures. It is our individual opportunity to make our lives as we will. The orchestral student wants to perform, so he needs to put the effort in. It seems that you want to teach, inspire and force your financial strategies on others.

]]> By: Jeffrey Bianchi http://www.savvymusician.com/blog/2009/11/would-you-trade-4-hours-for-one-million-dollars/comment-page-1/#comment-793 Jeffrey Bianchi Sat, 16 Jan 2010 20:48:31 +0000 http://www.savvymusician.com/blog/?p=733#comment-793 Great reccomendations, Dave.. I went ahead and ordered one of these. I was even Savvy finding one of these... Found a used copy on Ebay for $5!... Included free shipping!! lol Great reccomendations, Dave.. I went ahead and ordered one of these. I was even Savvy finding one of these… Found a used copy on Ebay for $5!… Included free shipping!! lol

]]> By: David Cutler http://www.savvymusician.com/blog/2009/11/would-you-trade-4-hours-for-one-million-dollars/comment-page-1/#comment-520 David Cutler Tue, 29 Dec 2009 23:55:37 +0000 http://www.savvymusician.com/blog/?p=733#comment-520 True, 4 hours may not be enough to get through a book. And it certainly won't be enough time to earn you $1 million. But if you are willing to spend this amount of time researching the money game, my guess is that you'll be convinced of its importance. You'll probably be eager to finish the book, get your finances in order, and start paying regular attention to this issue. Instead of being a blurry issue that's nice, but peripheral and happenstance, it will become a life priority. Then, and only then, will things start to change... True, 4 hours may not be enough to get through a book. And it certainly won’t be enough time to earn you $1 million.

But if you are willing to spend this amount of time researching the money game, my guess is that you’ll be convinced of its importance. You’ll probably be eager to finish the book, get your finances in order, and start paying regular attention to this issue. Instead of being a blurry issue that’s nice, but peripheral and happenstance, it will become a life priority. Then, and only then, will things start to change…

]]> By: Langston http://www.savvymusician.com/blog/2009/11/would-you-trade-4-hours-for-one-million-dollars/comment-page-1/#comment-369 Langston Mon, 07 Dec 2009 04:07:23 +0000 http://www.savvymusician.com/blog/?p=733#comment-369 Dr. Cutler, I believe you put too much emphasis on the four hours. I agree that knowing the ins and outs, even the basics, of financing will allow you to better use money. However, books over one hundred pages, which most books are, that are not novels I think would take more than four hours to read. Suze Orman's book is four hundred pages long. "The Millionaire Next Door," which I would also recommend, is two hundred and seventy-two pages and "Your Money or Your Life" flaps in at four hundred pages. Even if one reads a page a minute, which I doubt most people can do, especially of a book without a story, the person will have only read two hundred and forty pages. Books usually take days or even weeks to read depending on their length. So I agree with your concept, but I personally feel that the four-hour enticement does not hold water. Dr. Cutler, I believe you put too much emphasis on the four hours. I agree that knowing the ins and outs, even the basics, of financing will allow you to better use money. However, books over one hundred pages, which most books are, that are not novels I think would take more than four hours to read. Suze Orman’s book is four hundred pages long. “The Millionaire Next Door,” which I would also recommend, is two hundred and seventy-two pages and “Your Money or Your Life” flaps in at four hundred pages. Even if one reads a page a minute, which I doubt most people can do, especially of a book without a story, the person will have only read two hundred and forty pages. Books usually take days or even weeks to read depending on their length. So I agree with your concept, but I personally feel that the four-hour enticement does not hold water.

]]> By: Liz http://www.savvymusician.com/blog/2009/11/would-you-trade-4-hours-for-one-million-dollars/comment-page-1/#comment-368 Liz Mon, 07 Dec 2009 03:09:16 +0000 http://www.savvymusician.com/blog/?p=733#comment-368 My problem with reading a book on finance is that it would definitely take me over 4 hours to read let alone comprehend. Also books become outdated and I don't know enough about finance to begin with to be able to discern which ones are relevant. And furthermore I'm really not keen to make money through investments, which seems to be a main emphasis for achieving financial success. My problem with reading a book on finance is that it would definitely take me over 4 hours to read let alone comprehend. Also books become outdated and I don’t know enough about finance to begin with to be able to discern which ones are relevant. And furthermore I’m really not keen to make money through investments, which seems to be a main emphasis for achieving financial success.

]]> By: David Cutler http://www.savvymusician.com/blog/2009/11/would-you-trade-4-hours-for-one-million-dollars/comment-page-1/#comment-302 David Cutler Mon, 30 Nov 2009 19:03:19 +0000 http://www.savvymusician.com/blog/?p=733#comment-302 Great suggestions! YoungMoney.com is an excellent and highly recommended site. (PS - Not sure online surveys will earn you a million bucks, but it certainly can provide a form of limited income and provide a break from practicing.) Great suggestions! YoungMoney.com is an excellent and highly recommended site.

(PS – Not sure online surveys will earn you a million bucks, but it certainly can provide a form of limited income and provide a break from practicing.)

]]> By: Anonymous http://www.savvymusician.com/blog/2009/11/would-you-trade-4-hours-for-one-million-dollars/comment-page-1/#comment-301 Anonymous Mon, 30 Nov 2009 18:59:43 +0000 http://www.savvymusician.com/blog/?p=733#comment-301 I love the books you recommended. One of the things I started doing long before it was discussed in class, as well as due to the carelessness that I had with my money before hand, was visiting YoungMoney.com. It has a plethora of articles that deal with every kind of money issue. Along with that, I subscribed to a couple of blogs that deal with money and you can get the most from it. Along that note, I just thought of another way to spend 4 hours to earn that much: online surveys. There are companies out there that will actually compensate you for your honest opinion. Its another way for musicians to make an extra buck and it doesn't require a lot of time. I love the books you recommended. One of the things I started doing long before it was discussed in class, as well as due to the carelessness that I had with my money before hand, was visiting YoungMoney.com. It has a plethora of articles that deal with every kind of money issue. Along with that, I subscribed to a couple of blogs that deal with money and you can get the most from it.

Along that note, I just thought of another way to spend 4 hours to earn that much: online surveys. There are companies out there that will actually compensate you for your honest opinion. Its another way for musicians to make an extra buck and it doesn’t require a lot of time.

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